Readability:  Above sixth grade

Possible hard words: Proper names: Chelsea DeShetler, Rick Risley, Edward Jones Co., LaSalle Springs Middle School, Merrill Lynch and Co., Eureka Other words: investments, mutual fund, orthodontist

BEFORE READING: Have the reader read the names and words from the list above.  Help him or her with any words causing a problem.  Encourage the reader to read the article aloud to you, indicating that it will be discussed afterward. 

DURING READING: Help out with any troublesome words, if any.  Try to keep the reading as fluent as possible.  Note any places where the reader might be struggling with an idea or term being used in the article, so that you can help clarify it before the questions are used at the end of the reading.

AFTER READING: Discuss any terms or concepts that seemed unclear to the reader.  Then use questions such as the following to further check comprehension and to promote a discussion of the article.
 

1. What did the Wall Street Journal say was unique about this generation of kids?
2. Why did Chelsea want to invest her money and not just keep it in the bank?
3. What good luck has Chelsea just had in regard to her baby-sitting job?
4. Are you saving any money?  Have you put any of it in investments such as Chelsea has? Do you think investments are a good idea?  Why or why not?